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Account and Service Fees

Personal Account Service Fees

We strive to be as transparent as possible with any account and service fee. Use the drop down tabs below for a full breakdown of account and service fees for personal and business accounts.

Most service fees are included in flat fee accounts, junior accounts, senior accounts, tailored commercial accounts and organization accounts.  Some fees noted below may not apply to your account type. Please contact us for more information about your account type and service fee plan.

 

 

*Fees effective January 1, 2020

 

In the event of a discrepancy between these service fees and the service fees posted in our office the latter shall prevail.

Power Chequing Account $7.50
Premier Chequing Account  $12.95
Golden Chequing Account (Seniors 60+) None
Power Plus Chequing Account  $24.95
USD Chequing Account None
Basic Chequing   $2.00
Plan 24 Savings Account None
Power Plan Savings Account $7.50
Premier Plan Savings $12.95
Mountain Kids Money Club None
Campus Plan None
   

 

Account Inquiries by Phone, Fax, Email

$5.00

ATM Withdrawal at Canadian Credit Union 

Free

ATM Withdrawal at Non CU Canadian ATM

$3.00

ATM Withdrawal at Foreign ATM

$5.00

Bank Draft - All Currencies

$7.50

Bill Payment over in branch

$1.50

Bill Payment Trace Fee

$15.00

Charge Back of Returned Cheques 

$5.00

Cheque Printing

Cost

Counter Cheque

$1.00

Cheque Processing, Savings Account                        

 $5.00
Cheque Processing, Unencoded or Rejected $5.00
Cheque Processing, Unencoded or Rejected $1.00 USD
Coin Wrappers, Per Box  $15.00
Collection Items (In or Out) $20.00 minimum
Deposit Books (Small) $3.00
Deposit Books (Large) $6.00
Diarized Actions, Standing Order  $5.00
Dormant Account Maintenance, Per Year $50.00
Duplicate Statement, Per Page  $5.00
Funds Transfer To Another Credit Union $15.00
Smiles  Free

To Other FI or Out of Province CU 

$25.00

Funds Transfer Out of Country  

$35.00

Hold Funds BC Credit Union

$10.00

Hold Funds Out of Province Credit Union  

$25.00

Interac eTransfer after 10 free (Send)

$1.50

Interac eTransfer (Receive)

Free

MemberDirect Online Banking 

Free

MemberCard Direct Payment Transactions 

$0.75

Money Orders, Canadian

$7.50

NSF Cheque

$40.00

Stop Payment in Branch                        

$12.50
Stop Payment Online $10.00
Stop Payment if Account is NSF $25.00
Transfer Funds, Phone Request $5.00
Transfer Funds, System Cover overdraft  $5.00 
Transfer Funds, No Instruction $10.00
Unauthorized Overdraft, Per Item  $5.00
Withdrawals, Savings; 2 Free Then  $1.50
Withdrawals, Chequing $1.00
Withdrawals, U.S . Account   $1.00 USD
U.S. Funds on CDN Account $10.00
Account Closure Within 6 Months $50.00
Account Transfer to Another Credit Union  Free
Account Transfer to Another Institution  $50.00
   
 
Account Closure Within 6 Months $50.00
Account Transfer to Another Credit Union Free
Account Transfer to Another Institution $50.00
   
 
Account Confirmation Letter  $25.00
Account Reconciliation, Per Hour  $30.00
Account Research - 1 Item Within 90 Days $5.00
Account Research - All Others, Per Hour $35.00
Cheque Copies, Each $5.00
Fax Service, Outgoing, First Page $3.00
Subsequent Pages $1.00
MemberCard Replacement, Standard $5.00
MemberCard Replacement, Personalized $10.00
RRSP Transfer (T2033), Other Credit Union $50.00
RRSP Transfer (T2033), Other Institution $100.00
Special Account Information Letters  $25.00
   
 
​​Appraisals, Professional Cost
Appraisals, Realtor's Opinion Cost
Appraisals, RCU In-house $150.00
Construction Mortgage Application Fee 1% of Loan
Documentation Fee, Loans Under $7500 $150.00
Duplicate Certificate of Title, Annual Loan Renewal $75.00
Interest Statement/Letter $25.00
Late Payment, Manual Transfer $25.00
Line of Credit, Change of Limit $50.00
Mortgage Payout Documentation $175.00
Mortgage Re-advance $100.00
Mortgage Renewal$ $75.00
Mortgage Transfer Out $150.00
Payment Alteration/Suspension $25.00
PPSA, Registration Per Year $15.00
PPSA, Lien Search $15.00
PPSA, Substitution of Security $100.00
Title Search $25.00
   
 
Account Maintenance, Per Month Free
Cheque Printing Cost
Cheque Processing Free
E-Statements - MemberDirect Free
Send Interac eTransfer after 10 free $1.50
Receive Interac eTransfer Free
Paper Statement by Mail $2.00
   
 
Account Confirmation Forms $35.00
Account Maintenance, Per Month $8.00
Cheque Processing $1.00
Deposits Free
Send Interac eTransfer after 10 free $1.50
Receive Interac eTransfer Free
Paper Statement by Mail $2.00
   
 
Annual Review of Credit < $25,000  $25.00 Minimum
Annual Review of Credit > $25,000  $50.00 Minimum
Appraisals, Professional Cost
Appraisals, Realtor's Opinion Cost
Appraisals, RCU In-house $150.00
Authorized Signatory, Seal Affixed $50.00
Bank Confirmations $35.00
Credit Applicaion 1% of Loan, $100 Minimum
Interest Statement Letter $25.00
Letter of Credit 1% of Face Value, $100 Minimum
Letter of Opinion, Equipment Cost
Late Payment, Manual Transfer $25.00
Line of Credit, Change of Limit $50.00
Line of Credit, Standby Fee            0.25% of Unused Portion of LOC
Mortgage Payout Documentation $175.00
Mortgage Re-advance $100.00
Mortgage Renewal100.00 $100.00
Overdrafts, Authorized Excess100.00 Minimum $100.00
Overdrafts, Unauthorized $5.00 Per Item + 21%
Payment Alteration/Suspension $25.00
PPSA, Registration Per Year $15.00
PPSA, Lein Search $15.00
PPSA, Substitution of Security $100.00
Title Search $25.00
   
 
Deposit Box Rental 1.5" X 5" Per Year $35.00
Deposit Box Rental 2.5" X 5" Per Year $45.00
Deposit Box Rental 5" X 5" Per Year $65.00
Deposit Box Rental 2.5" X 10" Per Year $65.00
Deposit Box Rental 5" X 10" Per Year $120.00
Deposit Box Rental 10" X 10" Per Year $175.00
Deposit Box Rental 10" X 15.5" Per Year $220.00
Lost Key Replacement Cost plus $25.00
Night Deposit Bag Rental, Per Year $40.00
Key Deposit With No Bag Rental $10.00
Additional Night Deposit Bags $15.00
Night Deposit Bags, Disposable, Per 100 $25.00
Key Replacement, no spare $45.00

 

Safety Deposit Box Emergency Drilling

 

 ~ Estimated Fees

  • Next Available 
  • ~$250.00
  • Emergency Drilling (Tues-Fri)
  • ~$415.00
  • Emergency Drilling (Sat – overtime)
  • ~$555.00
   
 
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