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​​You Deserve Fair, Low Fees

Deposits are always free.

​Business Account Service Fees

We strive to be as transparent as possible with any account or service fee. Click any tab below for a breakdown of business related account and service fees.

Many service fees are included in flat fee accounts, tailored commercial accounts and organization accounts. Some fees noted below may not apply to your account type. Please contact us for detailed information about your account type and service fee plan.


*Fees effective January 1, 2024


In the event of a discrepancy between these service fees and the service fees posted in our office the latter shall prevail.

Business Chequing $8.00
Business Chequing 20 $15.00
Business Chequing 30 $35.00
Business Chequing 40 $65.00
Business Savings Pay as you go
USD Chequing Account Pay as you go
Account Maintenance, Per Month Free
Cheque Printing Cost
Cheque Processing Free
E-Statements - MemberDirect Free
Send Interac eTransfer after 10 free $1.50
Receive Interac eTransfer Free
Paper Statement by Mail $2.00
Change of Signor if more than one per year $35.00
Account Confirmation Forms $35.00
Account Maintenance, Per Month $8.00
Cheque Processing $1.00
Deposits Free
Send Interac eTransfer after 10 free $1.50
Receive Interac eTransfer Free
Paper Statement by Mail $2.00
Annual Review of Credit < $25,000  $25.00 Minimum
Annual Review of Credit > $25,000  $50.00 Minimum
Appraisals, Professional Cost
Appraisals, Realtor's Opinion Cost
Appraisals, RCU In-house $150.00
Authorized Signatory, Seal Affixed $50.00
Bank Confirmations $35.00
Credit Applicaion 1% of Loan, $100 Minimum
Interest Statement Letter $25.00
Letter of Credit 1% of Face Value, $100 Minimum
Letter of Opinion, Equipment Cost
Late Payment, Manual Transfer $25.00
Line of Credit, Change of Limit $50.00
Line of Credit, Standby Fee            0.25% of Unused Portion of LOC
Mortgage Payout Documentation $175.00
Mortgage Re-advance $100.00
Mortgage Renewal $150.00
Overdrafts, Authorized Excess $100.00 Minimum $100.00
Overdrafts, Unauthorized $5.00 Per Item + 21%
Payment Alteration/Suspension $25.00
PPSA, Registration Per Year $15.00
PPSA, Lein Search $15.00
PPSA, Substitution of Security $100.00
Title Search $25.00

Account Inquiries by Phone, Fax, Email


ATM Withdrawal at Canadian Credit Union 


ATM Withdrawal at Non CU Canadian ATM


ATM Withdrawal at Foreign ATM


Bank Draft - All Currencies


Bill Payment over in branch


Bill Payment Trace Fee


Charge Back of Returned Cheques 


Cheque Printing


Counter Cheque - Sheet of 4


Cheque Processing, Savings Account                        

Cheque Processing, Unencoded or Rejected $5.00
Cheque Processing, Unencoded or Rejected $1.00 USD
Coin Wrappers, Per Box  $15.00
Collection Items (In or Out) $20.00 minimum
Deposit Books (Small) $3.00
Deposit Books (Large) $6.00
Diarized Actions, Standing Order  $5.00
Dormant Account Maintenance, Per Year $50.00
Duplicate Statement, Per Page  $5.00
Funds Transfer To Another Credit Union $15.00
Foreign Fund Purchases by RCU $15.00

To Other FI or Out of Province CU 


Funds Transfer Out of Country  


Hold Funds BC Credit Union


Hold Funds Out of Province Credit Union  


Interac eTransfer after 10 free (Send)


Interac eTransfer (Receive)


MemberDirect Online Banking 


MemberCard Direct Payment Transactions 


NSF Cheque


Stop Payment in Branch                        

Stop Payment Online $10.00
Stop Payment if Account is NSF $25.00
Transfer Funds, Phone Request $5.00
Transfer Funds, System Cover overdraft  $5.00 
Transfer Funds, No Instruction $10.00
Unauthorized Overdraft, Per Item  $5.00
Withdrawals, Savings; 2 Free Then  $1.50
Withdrawals, Chequing $1.00
Withdrawals, U.S . Account   $1.00 USD
Wire Transfer - Receive, CAD & USD  $15.00 
Wire Transfer - Send, CAD $25.00
Wire Transfer - Send, USD  $35.00
U.S. Funds on CDN Account $10.00
Account Closure Within 6 Months $50.00
Account Transfer to Another Credit Union  Free
Account Transfer to Another Institution  $50.00
Account Confirmation Letter  $25.00
Account Reconciliation, Per Hour  $30.00
Account Research - 1 Item Within 90 Days $5.00
Account Research - All Others, Per Hour $35.00
Cheque Copies, Each $5.00
Estate Account Maintenance after 12 months $20.00/mo. 
Estate Account Disbursement Fee $10.00
Estate Account Extra Administration Services  $10.00 
Fax Service, Outgoing, First Page $3.00
Subsequent Pages $1.00
MemberCard Replacement, Standard $5.00
MemberCard Replacement, Personalized $10.00
RRSP Transfer (T2033), Other Credit Union $50.00
RRSP Transfer (T2033), Other Institution $100.00
Special Account Information Letters  $25.00
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