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Purchase Plus Improvement Mortgages

and Home Renovation Loans, roll the cost into your Mortgage!

Begin your application!


Renovating and home improvements

We understand the feeling you have when you see the home that’s almost perfect, it only needs a few changes to take it to that level. Whether you want to update that retro kitchen, tear out the old-fashioned bathroom, or let in some more natural light with larger windows RCU can help.  With Purchase Plus Improvements, customizing your dream home is simpler and more affordable than ever before. Buy your new home and pay for its renovation with one convenient mortgage.  Make an appointment today with our team of lenders who specialize in the Revelstoke real estate market at 250.837.6291.



Mortgages built for Revelstoke

Save your money with a variable rate* mortgage.

Start your application now!

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CreditMaster® Mortgages

Buying or building a home is the investment of a lifetime. There are a variety of mortgage terms available and understanding these can become overwhelming. Our experienced and knowledgeable lenders will guide you through the process to ensure that you feel confident about the choices you make.

We offer:

Prompt local approvals 

Competitive interest rates

Re-advanceable (Equity take-out without further legal fees)

Fixed or variable rates

Open and closed mortgages

Flexible repayment options

6 month to 5-year terms

Annual prepayment allowed - up to 25% of original balance

25-year amortization

CMHC insured mortgages

Life, Disability, Critical Illness & Loss of Employment Insurance available ***


Making your first home purchase

As a first-time buyer, it can be daunting when there are so many financial and personal considerations in making your first purchase on a home.

Revelstoke Credit Union offers a variety of mortgage options and terms that make it easier for you to make your investment of a lifetime. With competitive rates & flexible repayment options, speak with our mortgage specialists to get more details on our mortgage products to suit your needs.



Special Rate

Fixed, 5-year Closed, Insured Mortgage***



Mortgage Information

1 Year Open
1 Year Closed
1 Year Closed Special
** 6.79
2 Year Closed
2 Year Closed Special
3 Year Closed
3 Year Closed Special
4 Year Closed
4 Year Closed Special
5 Year Closed
5 Year Closed Special
5 Year Closed Insured
5 Year Closed Insured Special
5 Year Open
5 Year Variable Closed

​Important note: These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. Please visit your local branch to seek personalized advice from qualified professionals for all personal finance issues.​


 *  Rates: subject to change

**  Special Rate: only for residential owner-occupied mortgages and must meet all Revelstoke Credit Union lending criteria for residential mortgages

***  Legal Disclaimer: payment protection coverage is optional and is underwritten and provided by CUMIS Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements

Creditmaster® is a registered trademark of Central1 Credit Union