Service Fees

Please Note:  Many service fees are included in flat fee accounts, junior accounts, senior accounts, tailored commercial accounts and organization accounts. The fees noted below may not apply to your account type. Please contact us for detailed information about your account type and service fee plan.In the event of a discrepancy between these service fees and the service fees posted in our office the latter shall prevail.

Fees Effective August 1, 2017

Member Account Fees
Account Closure Within 6 Months 50.00
Account Transfer to Another Credit Union FREE
Account Transfer to Another Institution 50.00
Package Account Monthly Fees
(Service restrictions may apply)
Power Chequing Account 7.50
Premier Chequing Account 12.95
Golden Chequing Account (Seniors 60+) None
Power Plus Chequing Account 24.95
Business 8.00
USD Chequing Account None
Basic Chequing 2.00
Plan 24 Savings Account None
Power Plan Savings Account 7.50
Premier Plan Savings 12.95
Youth Savings Account None
Campus Plan None
Deposit Account Service Fees
 
Account Inquiries by Phone, Fax, Email 5.00
ATM Withdrawal at Canadian Credit Union 0.00 - Ding Free
ATM Withdrawal at Non CU Canadian ATM 3.00
ATM Withdrawal at Foreign ATM 5.00
 
Bank Draft - All Currencies 7.50
Bill Payment (Over the Counter) 1.50
Bill Payment Trace Fee 15.00
Charge Back of Returned Cheques 5.00
Cheque Printing Cost
Coounter Cheque 1.00
Cheque Processing, Savings Account 5.00
Cheque Processing, Unencoded or Rejected

5.00

Cheque Processing, US Funds 1.00 USD
Coin Wrappers, Per Box 15.00
Collection Items (In or Out) 20.00 minimum
Deposit Books (Small) 3.00
Deposit Books (Large) 6.00
Diarized Actions, Standing Order 5.00
Dormant Account Maintenance, Per Year 50.00
Duplicate Statement, Per Page 5.00
Funds Transfer To Another Credit Union 15.00
To Other FI or Out of Province CU 25.00
Funds Transfer Out of Country 35.00
Hold Funds BC Credit Union 10.00
Hold Funds Out of Province Credit Union 25.00
Interac eTransfer after 10 free (Send) 1.50
Interac eTransfer (Receive) FREE
Internet Banking, per month FREE
MemberCard Direct Payment Transactions .75
Money Orders, Canadian 7.50
NSF Cheque 40.00
Stop Payment in Branch 12.50
Stop Payment Online 10.00
Stop Payment if Account is NSF 25.00
Transfer Funds, Phone Request 5.00
Transfer Funds, System Cove overrdraft 5.00
Transfer Funds, No Instruction 10.00
 
Unauthorized Overdraft, Per Item 5.00
Withdrawals, Savings; 2 Free Then 1.50
Withdrawals, Chequing 1.00

Withdrawals, U.S. Account

1.00 USD

U.S. Funds on CDN Account

10.00
Safe Keeping Services
Deposit Box Rental 1.5" X 5" Per Year 35.00
Deposit Box Rental 2.5" X 5" Per Year 45.00
Deposit Box Rental 5" X 5" Per Year 65.00
Deposit Box Rental 2.5" X 10" Per Year 65.00
Deposit Box Rental 5" X 10" Per Year 120.00
Deposit Box Rental 10" X 10" Per Year 175.00
Deposit Box Rental 10" X 15.5" Per Year 220.00
Lost Key Replacement Cost plus 25.00
Night Deposit Bag Rental, Per Year 40.00
Key Deposit, With No Bag Rental 10.00
Additional Night Deposit Bags 15.00
Night Deposit Bags, Disposable, Per 100 25.00
Key Replacement, No Spare 45.00

Safety Deposit Box Drilling

2012 Estimated Fees - Subject to Change:
(Cost + Lock & Key Replacement + RCU Admin Fee)

Next Available

$172 + $25 + $25 = $225

Emergency Drilling (Tues-Fri)

$340 + $25 + $25 = $390

Emergency Drilling (Sat – overtime)

$470 + $25 + $25 = $520

Special Service Fees

Account Confirmation Letter 25.00
Account Reconciliation, Per Hour 30.00
Account Research - 1 Item Within 90 Days 5.00
Account Research - All Others, Per Hour 35.00
Cheque Copies, Each 5.00
Fax Service, Outgoing, First Page 3.00
Subsequent Pages 1.00
MemberCard Replacement, Standard 5.00
MemberCard Replacement, Personalized 10.00
RRSP Transfer (T2033), Other Credit Union 50.00
RRSP Transfer (T2033), Other Institution 100.00
Special Account Information Letters 25.00

Non-Profit Organization Accounts

Account Maintenance, Per Month FREE
Cheque Printing Cost
Cheque Processing FREE
Electronic Statement (Memberdirect Online) FREE
Interac eTransfer after 10 free (Send) 1.50
Interac eTransfer (Receive) FREE
Paper Statement by Mail 2.00

Commercial Accounts

Account Confirmation Forms 35.00
Account Maintenance, Per Month 8.00
Cheque Processing 1.00
Deposits FREE
Interac eTransfer (Send) 1.50
Interac eTransfer (Receive) FREE
Paper Statement by Mail 2.00

Commercial Loans

Annual Review of Credit < $25,000 25.00 Minimum
Annual Review of Credit > $25,000 50.00 Minimum
Appraisals, Professional Cost
Appraisals, Realtor's Opinion Cost
Appraisals, RCU In-house 150.00
Authorized Signatory, Seal Affixed 50.00
Bank Confirmations 35.00
Credit Applicaion 1% of Loan, $100 Minimum
Interest Statement Letter 25.00
Letter of Credit 1% of Face Value, $100 Minimum
Letter of Opinion, Equipment Cost
Late Payment, Manual Transfer 25.00

Line of Credit, Change of Limit

50.00

Line of Credit, Standby Fee           

1/4% of Unused Portion of LOC
Mortgage Payout Documentation 175.00
Mortgage Re-advance 100.00
Mortgage Renewal 100.00
Overdrafts, Authorized Excess 100.00 Minimum
Overdrafts, Unauthorized 5.00 Per Item + 21%
Payment Alteration/Suspension 25.00
PPSA, Registration Per Year 15.00
PPSA, Lein Search 15.00
PPSA, Substitution of Security 100.00
Title Search 25.00

Consumer Loans

Appraisals, Professional Cost
Appraisals, Realtor's Opinion Cost
Appraisals, RCU In-house 150.00
Construction Mortgage Application Fee 1% of Loan
Documentation Fee, Loans Under $7500 150.00
Duplicate Certificate of Title, Annual Loan Renewal 75.00
Interest Statement/Letter 25.00
Late Payment, Manual Transfer 25.00
Line of Credit, Change of Limit 50.00
Mortgage Payout Documentation 175.00
Mortgage Re-advance 100.00
Mortgage Renewal 75.00
Mortgage Transfer Out 150.00
Payment Alteration/Suspension 25.00
PPSA, Registration Per Year 15.00
PPSA, Lien Search 15.00
PPSA, Substitution of Security 100.00
Title Search 25.00